AXA Schengen
Strong consular recognition, instant certificate, refund option if the visa is refused. Solid default for Schengen tourist visas.
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Travel & Stay Cover
Duration and Purpose Decide Your Cover
For non-European nationals visiting or settling in Europe, personal insurance rules depend on how long you stay and why you enter. We help you choose the right type of cover for your visa and relocation.
Consulates and immigration offices do not accept one generic policy for every case. Short tourist stays, long-stay visas, study, work, and residency each have different insurance expectations.
Book Free ConsultationStay length
Up to 90 days usually needs Schengen travel insurance. Longer stays need long-stay or incoming health cover for the full visa period.
Entry purpose
Tourism, study, work, digital nomad, family reunion, or retirement visas often require different policy wording and certificates.
Country rules
Portugal, Spain, Germany, France, and others apply local standards. Some reject simple travel policies for residence applications.
Certificate details
Your attestation must show your name, dates, Schengen or country validity, medical minimums, and repatriation where required.
Short Stay
Schengen Visa (up to 90 days)
For a Schengen C visa, EU rules generally require travel medical insurance with at least €30,000 medical cover, repatriation, validity across the Schengen Area, and cover for your full trip dates.
- Minimum €30,000 emergency medical / hospitalisation
- Medical repatriation included
- Valid in all Schengen countries for the full stay
- Certificate ready before you file the visa file
Long Stay
Study, Work & Residence (over 90 days)
National long-stay visas (study, work, D7/D8, family, etc.) usually need stronger health cover for the full visa or residence period. A basic Schengen tourist policy is often not enough.
- Cover for the full visa / residence application period
- Hospitalisation and emergency care in the destination country
- Repatriation clause when consulates require it
- After arrival, local public or private health systems may apply
Recommended Options
Trusted Providers by Situation
Consulates do not publish one official insurer list. What matters is that your certificate meets the legal clauses. These providers are widely used for compliant attestations. Always verify the latest requirements with the consulate handling your case.
Chapka Cap Schengen
Popular with Maghreb and Africa applicants. Multilingual attestation and Schengen-compliant medical + repatriation cover.
Visit websiteACS Europax
Good value Schengen cover, also used for French attestation d’accueil files. Fast online certificate.
Visit websiteACS / APRIL International
Student and long-stay health plans with medical care, repatriation, and often liability cover for study mobility.
Visit websiteAPRIL International / Cigna Global
International expat health plans often used for Portugal long-stay and residency files, with visa-oriented certificates.
Visit websiteCare Concept / Care Expatriate
Incoming German-style cover frequently used as proof for residence permits when public insurance is not yet active.
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Our Support
How Eagles Ocean Blue Helps
01
Profile check
We map your nationality, destination, stay length, and visa type to the insurance category you need.
02
Certificate review
We check that dates, medical limits, Schengen scope, and repatriation wording match consular expectations.
03
Relocation package
Insurance guidance sits alongside visas, documents, NIF/NIE, study, and jobs-in-Europe support.
This page is general guidance only, not insurance brokerage or legal advice. Policy acceptance depends on the consulate, country, and your personal file. Requirements can change.
Need Help Choosing the Right Cover?
Book a free consultation and we will help you match insurance type to your visa, destination, and stay length.
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